A simple guide to credit cards

A simple guide to credit cards

Used well, a credit card is a secure and flexible way to pay and can be a good way to spread the cost of major purchases. But if you only make minimum payments or run up a bill you can’t pay back, credit cards can be costly. Find out more about how credit cards work,...
A simple guide to credit cards

Saving money for a mortgage deposit

To get a good mortgage deal with low interest rates, you often need a dauntingly big deposit. Follow our step-by-step guide on how to make saving for a house or flat manageable and turn your home-buying dream into reality. Step 1 – Weigh up your options Step 2 – Work...
A simple guide to credit cards

Saving for Christmas

It’s a good idea to save ahead for Christmas. Dedicated Christmas savings schemes can help you to avoid dipping into your cash too early and make sure you have enough money up-front to pay for gifts, food and drink. But there are other ways to save too. Read our guide...
A simple guide to credit cards

Making an investment plan

It’s easier to find the best home for your savings and investments with a plan. With a plan you know how much to save, and can keep track of progress. Step 1 – Complete a money fact find Step 2 – Make your investment plan Step 3 – Action Step 1 – Complete a money fact...