Can you afford to borrow money?
If you think you want to borrow some money, be sure you can afford any new monthly repayments on top of your current outgoings. Knowing exactly what money is coming in and going out each month will help you work out whether or not you can afford extra credit. First,...
Help if you’re struggling with debt
If you’re having major money worries, the last thing you might want to do is talk to a complete stranger about them. But it can be the best thing you can do. Where to find free, confidential advice Where to find free, confidential advice Need someone to talk to about...
Mortgage arrears or problems paying your mortgage
If you’re struggling with your mortgage repayments and can’t get back on track – or are worried about losing your home, the temptation may be to ignore the problem. Don’t. Here is what you can do and where you can find help. Step 1 – Contact your lender Step 2 – Check...
Personal loans
If you want to borrow money and pay back a fixed amount every month, a personal loan is one option. Here’s what you need to think about before you borrow and how to make sure you get the best deal for you. What is a personal loan? What is a personal loan cooling-off...
