Choosing between savings options is easier than it looks. There are hundreds of accounts, but only a few types of account – some for easy access to emergency funds, some for saving regularly and some for growing your money. Take a look at the table to see which...

If you save regularly, you’ll quickly find that your savings add up and keep growing. Get into the habit and watch your money turn into more money. Make saving a habit Do it on pay day Earning interest on interest How much can you afford to save? What about regular...

Fancy saving a few hundred pounds on your phone and internet costs? Shopping around for better home phone and broadband deals can do just that. Best ways to save on landline and broadband bills Switching your home phone and broadband – the basics The two ways to...

Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save £1,000s each year. You can use these extra savings to pay off any debts you might have, put them towards your pension, or spend them on your next car...

A current account is great for managing your day-to-day money. You can receive regular payments such as wages, benefits, tax credits or pensions into your account, and set up payments out of your account in whatever ways you find convenient. What you can do with a...

Getting a credit card can be exciting, but you need to choose wisely and apply with care. Find out about choosing the right card for you, and how to make a successful application without damaging your credit rating. Choosing a credit card – what to look out for How...

If you want to borrow money and pay back a fixed amount every month, a personal loan is one option. Here’s what you need to think about before you borrow and how to make sure you get the best deal for you. What is a personal loan? What is a personal loan...

If you’re struggling with your mortgage repayments and can’t get back on track – or are worried about losing your home, the temptation may be to ignore the problem. Don’t. Here is what you can do and where you can find help. Step 1 – Contact your lender Step 2 –...

If you’re having major money worries, the last thing you might want to do is talk to a complete stranger about them. But it can be the best thing you can do. Where to find free, confidential advice Where to find free, confidential advice Need someone to talk to...

If you think you want to borrow some money, be sure you can afford any new monthly repayments on top of your current outgoings. Knowing exactly what money is coming in and going out each month will help you work out whether or not you can afford extra credit....