The lowdown on credit
What is credit? Credit is a sum of money made available for you to use, which you have to pay back plus some extra (interest/charges for the privilege!). See, it sounds simple when it’s put like that. But, the slightly trickier bit is choosing the right one for you!...
What debt should I be paying off first?
When you’re in debt, it is important to know exactly what type of debts you have (priority and non-priority), in order to know which you should be tackling first. It makes very little sense paying off an overdraft when you have missed a TV licence payment. Yes, you...
Savings and debt
So with all the waxing lyrical we’ve been doing about saving, you might be forgiven for thinking that it boils down to a simple concept: saving = gold star and a toffee; not saving = could do better. That is it in a nutshell really, but there are some situations where...
Saving: Habit of a lifetime
Everyone’s reason for saving will be specific and individual to them, it could be to achieve a dream like buying your first home, or having that big trip away, or it could be for a more general aspiration; to ensure you have enough money for any financial emergencies...
